Set Up Your Crypto SMSF
in Australia - $1,890
Invest in Bitcoin & any allowable asset in your super fund's name.
Corporate trustee structure. Fully ATO compliant. We handle the admin.
💡 The $1,890 fee is reimbursable by your SMSF once established
Set up done by Nestwell SMSF, Specialist SMSF Accountants & Registered Tax Agent.
CryptoSMSF is operated by Nestwell SMSF, a team comprised of Certified Practising Accountants with CPA Australia, accredited SMSF Specialist Advisors with the SMSF Association, and Registered Tax Agents with the Tax Practitioners Board. Every fund is set up by specialists located in Australia. No work is outsourced overseas.
How does an SMSF work
A self-managed super fund (SMSF) is a type of superannuation fund that allows trustees to hold investments directly, including cryptocurrency, subject to ATO compliance requirements.
Direct Crypto Ownership
Hold Bitcoin, Ethereum, Solana and other assets directly in your super fund's name. No middleman, no wrapped tokens. Real custody, real control.
Corporate Trustee Structure
We establish a proprietary limited company as trustee - the gold standard for SMSFs. Better asset protection, cleaner succession, easier banking.
Super Tax Rates on Gains
Pay just 15% on investment income and 10% CGT on assets held over 12 months - versus your personal marginal rate of up to 47%. Compounding matters.
Fully ATO Compliant
Crypto in super is legal when done correctly. We ensure your deed, investment strategy, and structure meet every ATO requirement from day one.
You Control the Keys
Use a hardware wallet with your SMSF as the account owner. True self-custody within a compliant superannuation structure - documented correctly for audit.
We Handle the Paperwork
Trust deed, ASIC registration, ABN, TFN, bank account setup, investment strategy - all of it. You focus on your portfolio.
The Setup Process
Four steps from application to active Crypto SMSF. Average time: 3–6 weeks.
Apply Online
Complete the short application form below. Takes about 10 minutes. We'll follow up within 1 business day.
We Build Your Structure
We prepare your trust deed, register your corporate trustee with ASIC, and lodge with the ATO for your ABN, TFN and Electronic Service Address.
Bank Account & Strategy
We assist with opening your SMSF bank account and preparing a compliant investment strategy that explicitly covers cryptocurrency assets.
Roll Over & Invest
Initiate your SuperStream rollover from your existing super fund. Once received, start investing in crypto compliantly.
Average setup time: 3–6 weeks from application to active fund.
One Price. No Hidden Fees.
No catches. No annual lock-in. One flat fee to get your SMSF fully established and ready to invest in Cryptocurrency and other assets.
- ✓ Custom SMSF trust deed (via Cleardocs)
- ✓ Corporate trustee company - ASIC registered
- ✓ ATO registration: ABN, TFN & Electronic Service Address
- ✓ Crypto-inclusive investment strategy document
- ✓ SMSF bank account (ANZ V2 Plus) setup assistance
- ✓ Rollover initiation guidance (SuperStream)
- ✓ Welcome pack & compliance checklist
You pay $1,890 today. Once your SMSF is operational, the funds are rolled over, the SMSF reimburses you. Ongoing annual admin available (quoted separately).
Ready to Setup your SMSF?
Start your application below. Takes 2 minutes. We'll be in touch within 1 business day.
Why Australians Trust CryptoSMSF
SMSF Specialist Advisor™
Accredited SMSF Specialist Advisor (SSA) with the SMSF Association - Australia's peak professional body for the SMSF sector. Verify accreditation →
Registered Tax Agent
Registered with the Tax Practitioners Board (TPB #26211375). We lodge ATO returns correctly, every time. Verify on TPB →
Australian-qualified Lawyer
All SMSF trust deeds are drafted and reviewed by a qualified Australian lawyer. Your legal structure is watertight.
Corporate Trustee Standard
Every fund we establish uses a corporate trustee - the structure the ATO recommends for serious investors.
Crypto-Native Expertise
We understand wallets, custody, private keys, and how to document them compliantly - not just the super side.
ATO Compliant from Day One
Your investment strategy explicitly covers crypto assets. No grey areas, no compliance risk discovered at audit.
What Our Clients Say
"I'd been holding Bitcoin for years and wanted to move it into super properly. The team made the whole process seamless. Deed, ATO registration, bank account sorted in under three weeks. Highly recommend."
"I was nervous about crypto in super being compliant. Simon walked me through the ATO rules clearly and set up a structure I'm confident in. The $1,890 was reimbursed by my fund straight away."
"Switched from a retail super fund and couldn't be happier. My SMSF holds ETH and BTC directly. Proper custody, proper structure. Professional from start to finish."
* Testimonials represent individual client experiences. Results may vary. Please ensure an SMSF is right for your circumstances.
Common Questions
Is crypto actually allowed in an Australian SMSF?
Yes. The ATO confirmed in 2014 that cryptocurrency can be held as a legitimate SMSF investment under the Superannuation Industry (Supervision) Act 1993. It must be held in accordance with the fund's investment strategy, kept separate from personal assets, and valued at market rates at year-end. Done correctly, it is fully compliant.
How long does SMSF setup take?
Typically 3–6 weeks from application to fully operational fund. The main variable is ATO processing times for ABN/TFN registration, which takes 5–10 business days. ASIC registration for the corporate trustee is generally 1–3 business days.
How much does it cost to set up a Crypto SMSF?
CryptoSMSF charges a one-time flat fee of $1,890 for a complete SMSF setup including corporate trustee, trust deed, ATO registration, investment strategy, and bank account assistance. This fee is reimbursable by the SMSF once it is operational, meaning you are not permanently out of pocket.
How does the $1,890 reimbursement work?
SMSF establishment costs are a legitimate fund expense under ATO rules. Once your fund is operational and has received a rollover or contribution, it can reimburse you the $1,890. This will be confirmed in writing and your annual accounts will reflect it correctly.
Can I use a hardware wallet (cold storage) in my SMSF?
Yes, and it is recommended for significant holdings. The fund must own the crypto, meaning the wallet address must be clearly documented as a fund asset. CryptoSMSF guides trustees through exactly how to document cold storage compliantly so there is no ambiguity at audit time.
What is a corporate trustee and why does it matter?
A corporate trustee is a proprietary limited company that acts as the legal trustee of your SMSF, with fund members as directors. It is the structure recommended by the ATO for serious investors because it offers better asset protection, cleaner succession planning, and makes banking easier. Every SMSF CryptoSMSF establishes uses a corporate trustee.
What are the tax rates for crypto held in an SMSF?
In accumulation phase, SMSFs pay 15% tax on investment income (including crypto profits) and a discounted 10% CGT rate on assets held for more than 12 months. In pension phase, investment income and capital gains are tax-free. These rates are significantly lower than most individuals' marginal tax rates, which can be up to 47%.
What ongoing costs should I expect after setup?
After the one-time $1,890 setup fee, annual compliance typically runs $1,500–$2,500 per year depending on complexity. This covers the annual SMSF tax return, independent audit, and administration. CryptoSMSF offers annual administration packages quoted separately.
Do I need a minimum super balance?
There is no legal minimum balance, but the ATO suggests SMSFs are most cost-effective above $200,000 given the fixed annual compliance costs. For balances below $200,000, the percentage cost of running an SMSF can exceed that of a retail or industry super fund.
Can I have more than one member in my SMSF?
Yes. SMSFs can have up to 6 members. Common structures are spouses (2 members) or small family groups. All members must be directors of the corporate trustee. The $1,890 CryptoSMSF setup fee covers up to 4 members.
What crypto assets can an SMSF hold?
An SMSF can hold any cryptocurrency that meets the ATO's requirements: it must be listed on an exchange, held in the fund's name, valued at market rates, and included in the fund's investment strategy. Bitcoin, Ethereum, Solana, and other major assets that trade on regulated Australian exchanges are all eligible.
What happens to my SMSF crypto if I die?
With a corporate trustee structure, your SMSF continues to operate after a member's death while the estate is administered. The fund's trust deed and any binding death benefit nominations determine how assets are distributed to beneficiaries. CryptoSMSF includes a review of death benefit nomination options as part of the setup process.
Is CryptoSMSF a licensed financial adviser?
No. CryptoSMSF, operated by Nestwell SMSF, does not hold an Australian Financial Services Licence (AFSL) and does not provide personal financial advice. The service covers the structural, legal, and administrative setup of the SMSF - trust deed, corporate trustee, ATO registration, and investment strategy documentation. For personal financial advice on whether an SMSF is right for your situation, you should consult a licensed financial adviser.
Can I roll over from any existing super fund?
Yes. You can initiate a SuperStream rollover from any APRA-regulated super fund (retail, industry, or corporate fund) to your new SMSF once it has an Electronic Service Address (ESA) and is registered with the ATO. CryptoSMSF arranges your ESA and guides you through the rollover process.
Want to Learn More First?
Browse our free guides on crypto in Australian super: ATO rules, custody, tax treatment, exchanges, and more.