Set Up Your Crypto SMSF
in Australia — $1,890
Hold Bitcoin, Ethereum & crypto directly in your super. Corporate trustee structure · ATO compliant · We handle everything.
💡 Fee is reimbursable by your SMSF once established. You're not permanently out of pocket.
Why Smart Investors Use an SMSF for Crypto
An SMSF lets you hold crypto directly — not through an exchange wrapper or ETF — with full ATO compliance and the tax advantages of superannuation.
Direct Crypto Ownership
Hold Bitcoin, Ethereum, Solana and other assets directly in your super fund's name. No middleman, no wrapped tokens — real custody.
Corporate Trustee Structure
We set up a proprietary limited company as trustee — the gold standard for SMSFs. Better asset protection, cleaner succession, easier banking.
Super Tax Rates on Gains
Pay just 15% on investment income, and 10% CGT on assets held over 12 months — versus your personal marginal rate. Compounding matters.
Fully ATO Compliant
Crypto in super is legal — if done correctly. We ensure your deed, strategy and structure meet every ATO requirement from day one.
You Control the Keys
Use a hardware wallet with your SMSF as the account owner. True self-custody within a compliant superannuation structure.
We Handle the Paperwork
Trust deed, ASIC registration, ABN, TFN, bank account setup, investment strategy — we do all of it. You focus on your portfolio.
How It Works
Apply Online
Complete our short application and pay the $1,890 setup fee. Takes about 10 minutes.
We Build Your Structure
We prepare your trust deed, register your corporate trustee with ASIC, and lodge with the ATO for your ABN, TFN and ESA.
Bank Account & Strategy
We assist with opening your SMSF bank account and preparing a compliant investment strategy that includes crypto assets.
Roll Over & Invest
Initiate your rollover from your existing super. Once received, start investing in crypto — compliantly.
Average setup time: 2–4 weeks from application to active fund.
One Price. Everything Included.
No hidden fees. No annual lock-in. One flat fee to get your Crypto SMSF fully established and ready to invest.
- ✓ Custom SMSF trust deed (via Cleardocs)
- ✓ Corporate trustee company — ASIC registered
- ✓ ATO registration: ABN, TFN & Electronic Service Address
- ✓ Crypto-inclusive investment strategy document
- ✓ SMSF bank account setup assistance
- ✓ Rollover initiation guidance (SuperStream)
- ✓ Welcome pack & compliance checklist
- ✓ Ongoing admin available (quoted separately)
You pay $1,890 today. Once your SMSF is operational, the fund reimburses you — it's a legitimate establishment expense. Your SMSF specialist will confirm this in writing.
Ready to Take Control of Your Super?
Start your application below. Takes 2 minutes. We'll send you a secure link to complete the full application and pay at your own pace.
Why Australians Trust CryptoSMSF
Accredited SMSF Specialist
SPAA-accredited SMSF Specialist Advisor. We live and breathe superannuation law.
Registered Tax Agent
Registered with the Tax Practitioners Board. We handle your ATO lodgements correctly, every time.
Qualified Lawyer
Trust deeds drafted and reviewed by a qualified Australian lawyer. Your legal structure is airtight.
Corporate Trustee Standard
Every fund we establish uses a corporate trustee — the structure recommended by the ATO for serious investors.
Crypto-Native Expertise
We work in the crypto industry. We understand wallets, custody, private keys and how to document them compliantly.
ATO Compliant from Day One
Your investment strategy explicitly covers crypto assets. No grey areas, no compliance risk later.
What Our Clients Say
"I'd been holding Bitcoin for years and wanted to move it into super properly. The team made the whole process seamless — deed, ATO registration, bank account sorted in under three weeks. Highly recommend to any serious crypto investor."
"I was nervous about crypto in super being compliant. Simon walked me through the ATO rules clearly and set up a structure I'm confident in. The $1,890 was reimbursed by my fund as soon as it was operational."
"Switched from a retail super fund and couldn't be happier. My SMSF holds ETH and BTC directly — proper custody, proper structure. Professional from start to finish."
* Testimonials represent individual client experiences. Results may vary. Please ensure an SMSF is right for your circumstances.
Common Questions
Is crypto actually allowed in an Australian SMSF?
Yes. The ATO confirmed in 2014 that cryptocurrency can be held as a legitimate SMSF investment under the Superannuation Industry (Supervision) Act 1993. It must be held in accordance with the fund's investment strategy, kept separate from personal assets, and valued at market rates at year-end. Done correctly, it's fully compliant.
How long does setup take?
Typically 2–4 weeks from application to fully operational fund. The main variable is ATO processing times for ABN/TFN registration (5–10 business days). ASIC registration for the corporate trustee is generally 1–3 business days.
How does the $1,890 reimbursement work?
SMSF establishment costs are a legitimate fund expense under ATO rules. Once your fund is operational and has received a rollover or contribution, it can reimburse you the $1,890. We'll confirm this in writing and your annual accounts will reflect it correctly. You're not permanently out of pocket.
Can I use a hardware wallet (cold storage) in my SMSF?
Yes — and we recommend it for significant holdings. The fund must own the crypto, meaning the wallet address must be clearly documented as a fund asset. We guide you through exactly how to document this compliantly so there's no ambiguity at audit time.
What are the risks of running an SMSF?
As trustee, you're legally responsible for all investment decisions and annual compliance obligations — audit, tax return, investment strategy review. Annual admin and audit typically costs $1,500–$3,000+. SMSFs are generally cost-effective with balances above $200,000. We'll be transparent about whether it makes sense for your situation.
What ongoing costs should I expect?
After the one-time $1,890 setup, annual compliance typically runs $1,500–$2,500 per year depending on complexity. We offer annual administration packages quoted separately. No hidden ongoing fees tied to this setup cost.
Do I need a minimum super balance?
There's no legal minimum, but the ATO suggests SMSFs are most cost-effective above $200,000. If you're committed to growing your balance and want direct crypto exposure, we'll have an honest conversation about whether it stacks up for you.
Can I have more than one member?
Yes — SMSFs can have up to 6 members. Common structures are spouses (2 members) or small family groups. All members must be directors of the corporate trustee. The $1,890 fee covers up to 4 members.
Want to Learn More First?
Browse our free guides on crypto in Australian super — ATO rules, custody, tax treatment, and more.